Bank references, made easy

Get a guaranteed response for all in-network bank references

Receive bank reference responses from more than 1,000 banks, often in just hours.

Who responds

Every bank in our extensive network is committed to responding. We proactively manage all pending inquiries on your behalf, ensuring you're never left waiting. Our network proudly includes over half of the top 100 U.S. banks, featuring:

Bank of America USA
Capital One NA
JPMorganChase
Regions Bank*
Commercial Banking Company
ESL Federal Credit Union
Scotiabank
TD Bank*
The Central Trust Bank
The Northern Trust Company*
Wilson Bank & Trust*
Community Bank, National Assoc*

*Responds exclusively with Confirmation

View more in-network banks >

Want to see the platform in action?

Complete this form and a member of our team will reach out to you with more information and a product demo.

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Make quicker and more informed credit decisions

Nearly 90% of Confirmation customers report increased confidence in responses.

Create a free account

7800

credit managers use Confirmation.

Fast

Guaranteed response — usually in just a few hours.

Streamlined

Simplify your workflow from a single centralized cloud-based solution.

Secure

Confirmation features the largest validated network to reduce the risk of fraud and guarantee credibility.

1000+

financial institutions are part of our network including more than 50 of the top 100 U.S banks.

"We try to make a credit decision within one to two days, so Confirmation has helped us receive bank references more quickly in order to make that decision on time. We rely heavily on Confirmation and bank references because sometimes credit reports are just not enough on their own and we put more credence on the bank.”

Yvonne Wisniewski

Credit Analyst Supervisor, Outfront Media

“We keep our fingers crossed that our customer’s banks are on Confirmation…we wish we could use it every time.”

Kristy Philips

Credit Assistant, Ben E. Keith

Security & compliance risks when your bank reference process isn’t digitized

· Fraud & Identity Theft – Manual or unsecured processes can be manipulated by fraudsters who provide fake references or alter documents.

· Data Breaches & Privacy Violations – Without encryption and secure access controls, sensitive financial data can be exposed, leading to regulatory penalties and reputational damage.

· Inconsistent Decision-Making – Without a standardized digital system, reference checks can vary in quality and accuracy, leading to poor credit or business decisions.

· Operational Inefficiency – Manual reference checks are slow, prone to errors, and require significant resources, delaying transactions and frustrating clients.

· Compliance Risks – Banks must adhere to regulations like GDPR, KYC, and AML. An insecure process increases the risk of non-compliance, which can result in fines and legal issues.

Efficiency risks when your bank reference process is paper-based:

Requests can be lost or misplaced

More requests than necessary are sent

Increased risk with staffing changes

Banks are less likely to respond to paper and email requests

Mergers and acquisitions generate frequent address changes

Manual paperwork takes time away from higher value work

Difficulty analyzing and identifying process bottlenecks

There’s a better way! Create a free confirmation account today.

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